At Dr. John J. Totera, DMD, LLC, we respect your dental budget. Our experienced staff is straightforward about payment and insurance questions, because we want to make sure that our services fit within your financial budget.


We are in-network with several major insurance providers, including Delta Dental, Aetna, Cigna, Horizon, and MetLife. As a courtesy, we will submit your claims electronically, which helps expedite claims processing and allows you to better anticipate out-of-pocket costs.


If you do not have dental insurance, we also have an in-office discount plan that is very beneficial. We also offer 0% in-office payment plans for those who qualify and through a third party financing company, CareCredit. CareCredit offers convenient monthly payment plans with no interest to the patient, if paid within a year.


For your convenience, we accept: Cash, Checks, Money Orders, Visa, MasterCard, American Express and Discover cards. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered, unless other arrangements have been made in advance.


Please feel free to call our office to find out if we accept your Dental insurance plan at